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My health insurance will not pay for the lappband and I have bad credit so I can't get a loan. Does anyone know if there is any kind of help I can get to have this surgery?

Try to raise money other ways–through friends and relatives. Not loans, but a series of small gifts that will add up to what you need. Find a surgeon who will finance the operation (let you pay his/her office over time).
I've made this suggestion to other people:
Have a big party. Put out a donation jar. Have poker, blackjack or dart (or whatever your friends play) tournaments–winner gets 50% of the pot, you get 50%. Have Tupperware and Body Shop and other consultants sell items at the party–ask your friends to "round up" their orders and you get the difference (if order is $20.39, pay $21) and get the consultants to donate a percentage of their profit to you also (you must have consultants for something as friends). If you know someone in a band, have them play at the party to bring in more people and more money. Put up a web page and ask for paypal donations–sounds silly but it works for a lot of people.
I had a party like that to raise money for my brother to move to California and he got a few thousand out of it. We even got area businesses that we frequent to donate the food.
You can also go to Mexico to get it done. A lot cheaper, but no follow up if something goes wrong.
I wonder why your surgeon's office isn't helping you get insurance approval? Most of them do that. Find another surgeon. Look on the obesity help website.

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2 Responses

  1. sha4marx

    2009 Feb 28 1

    it is an elective surgery. there is no other way to pay for it, sorry.
    References :
    nursing/billing

  2. Rosie Young

    2009 Feb 28 2

    Try to raise money other ways–through friends and relatives. Not loans, but a series of small gifts that will add up to what you need. Find a surgeon who will finance the operation (let you pay his/her office over time).
    I've made this suggestion to other people:
    Have a big party. Put out a donation jar. Have poker, blackjack or dart (or whatever your friends play) tournaments–winner gets 50% of the pot, you get 50%. Have Tupperware and Body Shop and other consultants sell items at the party–ask your friends to "round up" their orders and you get the difference (if order is $20.39, pay $21) and get the consultants to donate a percentage of their profit to you also (you must have consultants for something as friends). If you know someone in a band, have them play at the party to bring in more people and more money. Put up a web page and ask for paypal donations–sounds silly but it works for a lot of people.
    I had a party like that to raise money for my brother to move to California and he got a few thousand out of it. We even got area businesses that we frequent to donate the food.
    You can also go to Mexico to get it done. A lot cheaper, but no follow up if something goes wrong.
    I wonder why your surgeon's office isn't helping you get insurance approval? Most of them do that. Find another surgeon. Look on the obesity help website.
    References :
    http://www.obesityhelp.com
    My weight loss and exercise blog:
    http://itsafatlife.blogspot.com


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